Frequently Asked Questions
1) Can I afford the monthly payments?
Triton Homes is committed to making home ownership affordable and sensible. We build homes that should allow most people to own for less than they would pay to rent a comparable home. Although interest rates are constantly changing, our experience over the last year has been that a buyer with a moderate to good credit rating can qualify to finance a Triton Home purchased for $114,400 with $0 down-payment for about $723.00* a month. Surprising, isn’t it? Even better, the $723 includes principal and interest, and there are no origination fees with Triton Homes. To find out how much your monthly payment would be to own, visit any Triton Home Model and meet with an on-site loan originator to get Free Pre-Approval for a mortgage. Pre-Approval won’t obligate you to purchase anything but it will give you accurate finance information so you can make better decisions about buying. *Limitations & qualifications apply.
Subject to change. Payment based on $0 Down & purchase price of $114,400. Principle & interest through builder’s lender. 30-year fixed rate at 6.5%=$723. Additional mortgage insurance and assoc fees may apply. Contact Triton Sales Representative for details.
2) Can I qualify for financing?
Although some people are fortunate enough to be able to buy their home outright, most will have to secure a mortgage in order to purchase a home. Mortgage lenders have numerous criteria for qualifying an individual for financing and determining the rate at which they will approve a loan. Much like getting a loan for a car, it is necessary for a person to complete a formal application for pre-approved financing in order to determine exactly what their monthly payment will be and their ability to afford owning a Triton Home. In general though, we have had the most success qualifying individuals with a household income of at least $27,000 per year.
3) How much money will I need to put down?
Triton Homes has partnered with the area's top lenders to be able to provide most applicants with home financing for $0 down. Triton Homes pays for your closing costs if you use Triton's preferred lender to make it possilbe for you to move into your new home with little to no expense up-front.
4) Is the buying process difficult to understand?
We make financing your Triton Home easy! Starting in the low $100’s you won’t find better value for your money. By offering you personalized service on site, Triton also takes the hassle out of purchasing your new home. We offer a variety of financing packages including options for first-time homebuyers. Working with our mortgage partners, Triton Homes can help you determine which financing option is best for you.
5) May I plant flowers outside of my Triton Home?
Landscaping, including the planting of flowers, shrubs and other vegetation is a part of your exterior maintenance so it is handled by your Homeowner’s Association. Please contact the Association’s real estate management company if you have any questions or concerns.
6) What amenities are included with my Triton Home?
Most Triton Homes include the following: Attached Garage | Garage Storage | Laundry Area | Brushed Nickel Fixtures | Wood Laminate Flooring | Vinyl Windows | Frieze Carpet | Vaulted Ceilings | Display Niches | Cocoon or Spider Insulation | Maintenance-Free Exterior | 40 Gallon Water Heater | Central Air | Electric Furnace | 4 Phone Jacks (minimum) | 3 Cable Outlets (minimum) | Garage Door Opener w/2 Remotes | Snow Removal | Lawn Care | Landscaping
7) What appliances are included with my Triton Home?
Triton Homes are owner-ready with a complete kitchen appliance package stove/range, above-stove microwave/vent, dishwasher, refrigerator and in-sink disposal. Your home will also come with a remote garage door opener with two remotes and many Triton Homes include a washer and dryer.
8) What kind of Warranty will my Triton Home have?
Every new Triton Home comes with a 10-Year Structural Warranty and a 1-Year Builder's Warranty. Contact a Triton Homes Sales Representative for details on your Triton Home Warranty.
9) What will I do during my Customer Orientation?
During your customer orientation you will walk through yoru new home with a Triton Homes Customer Care Specialist who will help you inspect and test out all aspects of your home and answer any questions.
10) Where do I get my mailbox key?
The main United States Post Office in your city will keep the key to your mailbox until you pick it up. You must bring in a copy of your Purchase Agreement and a photo I.D. for the USPS to release the key to you.
11) Who is my Triton Homes contact after my closing?
Should you have any warranty questions or concerns about your home after your closing you you should contact Triton Homes Warranty Service Department. Simply send in a request for service or a general inquiry and our Warranty Service Department will take care of anything covered in your warranty. If you have questions outside of your waranty coverage, contact your Triton Homes Sales Representative.
12) Who is my Triton Homes contact before my closing?
Prior to your closing and moving in, your Triton Homes Sales Representative can help you with any questions or concerns.
13) Who takes care of changing exterior lightbulbs?
Changing exterior light bulbs is also a part of the exterior maintenance and is therefore the responsibility of your Home Owner’s Association. Please contact the Association’s real estate management company if you have any questions or concerns.
14) Who takes care of exterior maintenance?
All exterior maintenance, including snow removal, lawn care and changing exterior light bulbs, is the responsibility of your Home Owner’s Association. Please contact the Association’s real estate management company if you have any questions or concerns.
15) Why is buying a better option for me than renting?
There are many reasons for owning your own home but we believe the most important is the opportunity for you to build equity through ownership. Your monthly payments go towards ownership of your home rather than into your landlord’s pocket. In addition, it can be less expensive than rent and the interest on your mortgage payments are tax-deductible. Don’t forget the other advantages of home ownership, which include the opportunity to keep a pet and to decorate any way you like. Every Triton Home comes with an attached garage and a full appliance package. Exterior maintenance, including snow removal and lawn care, is handled by the homeowner’s association.
